August 16, 2023 Neither artificial intelligence (AI) programs nor humans can predict with 100% accuracy the day-to-day swings or the cyclical fluctuations in the stock market. Some predictions will be correct, some will fail. There are too many variables involved, including unpredictable events and all the ensuing emotions of market participants. Sometimes a little information is all we need to make smart decisions in life. Just knowing that there will be swings and fluctuations in the stock market is sufficient information to implement a time-proven investment plan of action. The method referred to as "dollar cost averaging" has worked well in the past, and will most likely continue working well in the future. Instead of trying to time the market, waiting for the perfect opportunity to buy super low and sell super high, just buy consistently over time. Buy high-quality, low-few, exchange traded funds (ETFs) holding a baskets of quality stocks. Buy steadily over time i...
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